Debt Consolidation Help, Management & Advice from Too much Debt

The Debt Solution Specialists

We CAN help you to reduce your monthly re-payments today! Call us now for FREE Advice.

Spencer Hayes Limited was founded in 1999 by the current owners. Since opening our doors we have helped over 10,000 families & individuals break free from their debt problems.

We ensure that our clients receive the "best advice" and service from our fully trained counsellors of which many are Law Graduates. At Spencer Hayes our clients come first, unlike many other Debt Solution providers we work for our clients and not for the creditors.

At Spencer Hayes we provide a free consultation and advice service covering all aspects of Debt Consolidation & Management, IVA's (Individual Voluntary Arrangement) as well as advice and solutions to debt and associated problems.

Unlike many other companies we can offer a full range of solutions to debt problems. Whether this is Debt Management, an IVA - Individual Voluntary Arrangement, an Administration Order, Bankruptcy or arranging Finance, we will make sure that the solution our counsellors offer suits your circumstances best.

Call us today for free advice or simply fill in our "call me back form" on this page and we will call you it couldn't be easier, lines are open 9am - 9pm 7 days a week. 0800 0284422

Serious debts over £15,000?

IVA (Individual Voluntary Arrangement)

Severe debts over £15,000? An IVA (Individual Voluntary Arrangement) could be the best solution. This allows you to repay your debt at a rate you can afford and the rest of the debt is written off. 
More Information on IVA's

Call us free to find out if you qualify for an I.V.A on 0800 028 4422 - lines open 9am - 9pm 7 days a week.

Struggling to make payments on loans, credit Cards, Store Cards or Overdrafts?

Debt Management (MRP - Managed Repayment Plan)

If you are sturggling to keep up repayments on your debts we can structure a reduced monthly repayment plan that is affordable for you, ask for your creditors to stop or freeze interest and charges and deal with your creditors for you. This will stop the daily telephone calls and threatining letters from your creditors allowing you to sleep again at night knowing that your financial problems are being dealt with by professionals. 
More Information on Debt Management 

Call us free to find out if you qualify for help on 0800 028 4422 - lines open 9am - 9pm 7 days a week.

Owe less than £5,000?

You may be able to get an Administration Order from the Court to halt debt recovery action and pay off your creditors.

Problems with Bailiffs or the Courts?

Call us for FREE advice to be sure you know your rights. Do not delay bailiff or court action are both very serious, we have fully trained counsellors at hand to advise you, call 0800 0284422 for help.

Need a loan or Mortgage or Re-mortgage?

looking for a Loan or Mortgage, or Re-mortgage? We have experts on hand to find you the right financial products to meet your requirements, contact us now on 08000284422 and speak to one of our advisors. 

We are Licensed.

Consumer Credit License: 472684

Data Protection License: Z7235819

Company No: 3817777

 

 

Debt Consolidation Help, Management & Advice from Too much Debt

Call Me Back

We provide a free consultation & advice service

Callback