Expert Debt Advice
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Consumer Debt Management Advice

Struggling with personal loan, credit card or store card debt?

Spencer Hayes is here to assist you with all your consumer debt problems. No matter how bad you think things are we can help you to overcome your financial difficulties and become debt free.

Our teams of Licensed Insolvency Practitioners and specialist debt advisors are professionally bound to provide independent advice to consumers across the UK.

Consumer Debt Management Solutions

In the UK there are a number of possible solutions to personal debt problems. Our advisors can assess your own unique financial situation and recommend the best option for you.

Depending on your circumstances you may qualify for one or more of the following -

• Debt Management Plan 
• Individual Voluntary Arrangement (IVA)
• Bankruptcy
• Trust Deed
• Administration Order
• Full and Final Settlement

Debt Help and Financial Advice for UK Consumers

Based in Lancashire, Spencer Hayes is fully authorised to directly advise consumers on all aspects of debt consolidation and restructuring. Our group businesses are licensed by various government bodies including the Office of Fair Trading, the Financial Services Authority and the Insolvency Service.

For more information call our free phone consumer debt helpline on 0800 028 4422 or complete the enquiry form and one of our sympathetic advisors will call you back.