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Apply for an IVA
How to apply for an Individual Voluntary Arrangement
If you have significant debt problems and you are struggling to keep up with your repayments then you may be eligible to apply for an IVA (Individual Voluntary Arrangement).
With an IVA you can become debt free in a fixed period of time and have up to two thirds of your debts written off. Entering into an Individual Voluntary Arrangement can help you to avoid bankruptcy and stop legal action from your creditors. It can therefore be a good option for many people in debt.
Making an IVA application - do you qualify?
The qualification criteria for entering into an Individual Voluntary Arrangement is quite strict. Before applying for an IVA you should ask yourself these basic qualifying questions. Do you...
- Have combined debts of at least £12,000?
- Owe money to more than one creditor?
- Receive a regular income?
- Struggle to make your current debt repayments?
If you can answer yes to each of the above questions then an IVA can be an option for you.
Apply for an IVA with Spencer Hayes
At Spencer Hayes we can advise you on every stage of applying for an IVA. We deal with thousands of IVA applications each year and every application is treated in the strictest confidence.
Our highly qualified team will deal directly with each of your creditors from day one. Once we have established that an IVA is the best solution to your financial difficulties we will confirm everything in writing and commence preparation of your file.
When this research stage is complete our Insolvency Practitioners will draft a formal IVA proposal for the approval of your creditors. Once approved the Insolvency Practitioner will supervise the arrangement through to its completion.
To start your IVA application call us today on our free phone helpline 0800 028 4422. Alternatively complete the enquiry form and allow one of our impartial debt counsellors to call you back.
More Information
Individual Voluntary Arrangements explained
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Many thanks for your help this morning – it’s such a relief to know that you can help us with our debt problems.
Nigel & Lesley - Lancashire
Thank you for helping sort out our finances. You’ve made our lives seem much brighter.
David & Pamela - Darlington
We were so pleased we took your advice by entering into an IVA. The interest was stopped and a large proportion of our debts were legally cancelled
Annie & Tom - Windsor
Thank you very much for all your help and support – we could not have done it without you.
Adrian – Greater Manchester
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